Refinance Home Loans With Better Rates

Refinance home loans for better deals and more savings on mortgage rates 

Compare Mortgage Rates

Refinance Home Loans starts from 1.89%*

All most Australians know the meaning of refinancing home loans. However, many missed out on this intelligent technique to modify and match the refinance primarily if their circumstances have changed.

In this season of comparatively lower interest rates, nothing can be better than saving more for the future. Therefore, it is the best time to review and refinance your existing home loans and make them more affordable. In short, unlock more benefits, save more with peace of mind.

We will research and compare hundreds of home loan products. So, you can refinance to a suitable home loan to save more.

Please send us your query to get a quick quote and the latest offer on refinancing.

 

*comparison rate is 2.94% p.a. fixed rate for 5 years owner occupied. All the rates are subject to change as per lender’s policy. Last updated on 22/02/2021

Request A Refinance Quote

    Why Refinance Home Loans?

    Why Refinance Home Loans?

    Lower Interest Rate 

    So, lower monthly repayments. Talk to our experts to calculate total savings through refinancing home loans if you haven’t done it in the past few years.

    Adding features

    For instance, offset, additional repayments, a redraw facility etc., to have more flexibility and help save interest.

    Accessing the equity 

    Your property may have some equity built up if it is on a mortgage for a while. Refinance gives access and the option to use that equity. For instant, to fund the renovation, purchase another property or buy a car.

    Consolidating debt

    Refinance home loans let you consolidate other debts into a single loan. So, you may save fees and reduce the interest amount.

    Free Home Loan Health Check

    We analyse and calculate the likely benefits and fees involved to refinance home loans. Indeed, it is a free service with no obligation to proceed.

    Finding Suitable Deal

    We find and negotiate a fair deal based on your circumstances with our panel of over 20 lenders and access to hundreds of loan products.

    Saving Valuable Time

    Our team do all of your paper works and deal with the lenders to save your valuable time. We work at your convenience, time and place to help more.

    Most importantly, our home loan broker service is FREE OF CHARGE.  We get paid a commission by the lender when you settle your home loan.

    Book Free Home Loan Health Check

    Refinance Home Loans FAQ

    What do I need to consider when refinancing

    The idea of refinancing is to get a better mortgage. Most importantly, an opportunity to save money. So, it can be beneficial if refinance is adequately done under the right circumstances. Above all, consider the features, costs and fees involved in refinancing. Before making the switch, calculate how much you can save. So that you can ensure the savings outweigh the cost of refinance home loans.

    What is the cost of mortgage refinancing?

    Depending on your loan contract, a break fee may apply if you exit a fixed rate early. Sometimes,  lenders may charge a loan application fee, valuation fee, settlement fee etc.

    Refinancing may also bring stamp duty and other charges (mortgage registration fee) depending on your case.

    However, we can help you to negotiate and get a better deal. Get our Free Loan Health Check to find out potential costs and savings on refinancing your mortgage.

    How do I get a cheaper interest rate?

    It depends on several factors, for instance, current interest rates, the existing home loan type, the features you want, etc.

    We have over 20 lenders (bank and non-bank) in our panel.  Talk to our mortgage brokers so that we can help you to find your suitable mortgage refinancing option.

    How do I choose a better loan?

    There are hundreds of different home loans available. In addition, we offer broker services to conduct research that can get you a better deal.

    Therefore, we are here to help you. Finmortg Brokers will research, find, negotiate and look after all of the paperwork to get your suitable mortgage to refinance.

    Contact Us to find more about your refinancing home loan option.

    What Our Clients Say!

    We love how everyday clients share their positive experiences.

    Trusted mortgage broker. Very knowledgeable and provided full support for refinancing and construction loans.

    Dr. Naveed
    Medical Professional

    Excellent service. The team looked after my car loan application and got a quick approval within a day. Highly recommended!

    Riz
    Uber Driver

    The finance broker helped me get asset and equipment finance for my business just at the right time for the second time in a row. Very happy!

    Troy
    Business Owner

    Get Your Free Refinance Home Loan Consultation

    Send us your query for refinancing home.

    We’ll organise a free appointment with our home loan expert at your convenient place and time!

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