Refinance Home Loans

Refinance into to a better home loan and save more. Interest rate starts from 2.19%*

Refinance Home Loans starts from 2.19%*

All most every Australians know the meaning of refinance home loans. However, many missed out this smart technique to modify and match the home loan especially if their circumstances have changed.

In this season of comparatively lower interest rate, nothing can be better than saving more for the future. This is the best time to review your existing home loans and make it more affordable. In short, unlock more benefits, save more with peace of mind.

We will research and compare hundreds of home loan products. So that, you can refinance to a suitable home loan to save more.

Send us your query to get a quick quote and latest offer on refinance.

*comparison rate is 4.12% p.a. fixed rate for 2 years owner occupied. All the rates are subject to change as per lender’s policy. Rate updated on 25/03/2020

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Why Refinance Home Loans?

Lower Interest Rate

So, lower monthly repayments. Talk to our experts to calculate total savings through refinance home loans if you haven’t done it in past few years.

Adding features

For instance, offset, additional re-payments, a redraw facility etc to have more flexibility and help on saving interest.

Accessing the equity

Your property may have some equity built up if it is on mortgage for a while. Refinance gives access and option to use that equity. For instant, to fund renovation, purchase another property or to buy a car.

Consolidating debt

Refinance home loans let you consolidate other debts into a single loan. So, you may save fees and reduce the interest amount.

FINMORTG HELPS YOU IN

Free Home Loan Heath Check

We analyse and calculate the likely benefits and fees involve to refinance home loans. Certainly, it a free service with no obligation to proceed.

Finding Suitable Deal

With our panel of over 20 lenders and access to hundreds of loan products, we find and negotiate you the suitable deal based on your circumstances.

Saving Valuable Time

Our team do all of your paper works and deal with the lenders to save your valuable time. We work at your convenience time and place to help more.

Most importantly, our home loan refinance service is FREE OF CHARGE. We get paid a commission by the lender when you receive your home loan.

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Refinance Home Loans FAQ

What do I need to consider when refinancing

The idea of refinance is to get a better mortgage. Most importantly, opportunity to save money. So, it can be very beneficial if refinance is done properly under the right circumstances. Above all, consider the features, cost and fees involved in refinance. Before making the switch, calculate how much you can actually save. So that, you can ensure the savings outweigh the cost of refinance home loans.

What is the cost of mortgage refinancing?

Depending on your loan contract, an break fee may apply if you are breaking fixed rate early. Sometimes, lenders may charge loan application fee, valuation fee, settlement fee etc.

Refinance may also bring some stamp duty and other charges (mortgage registration fee) depending on your case.

However, we can help you to negotiate and get a better deal. Get our Free Loan Health Check to find out potential cost and savings on refinancing your mortgage.

How do I get a cheaper interest rate?

It depends on several factors. For instance, your existing interest rate, type of the existing home loan and the features you want etc.

We have over 20 lenders (bank and non-bank) in our panel. Talk to our mortgage brokers. So that, we can help you to find your suitable mortgage refinancing option.

How do I choose a better loan?

There are hundreds of different home loans are available. A proper research can get you a better deal.

Therefore, we are here to help you. Finmortg Brokers will research, find, negotiate and look after all of the paperwork to get your suitable mortgage refinance.